GMCC BENEFITS 2023-2024

Contact Vivian “VK” with any questions: vkuang@gmccloan.com
Last updated: November 8, 2023

Certain benefits may vary depending on employee’s state of residence.

Paid Time Off

NEW HIRES – eligible for paid time off beginning after the end of new hire probationary period

Paid Sick Time per employee’s state of residence ordinance. Minimum of 48 hours in a calendar year front loaded each year on January 1.

Paid Vacation Time accrued at a rate of 3.08 hours per pay period up to 80 hours accrued in a calendar year.


401K BENEFITS

NEW HIRES – eligible for 401K after 90 days from hire date

To enroll and set contributions, login to Paychex Flex and click the retirement/piggybank icon.


HEALTH BENEFITS

CURRENT COVERAGE EFFECTIVE DATE 12/1/2023-11/30/2024

NEW HIRES – insurance will begin on the 1st of the month after date of hire

  • If you opted out of a health insurance plan with GMCC last year and would like to join, now is the time.
  • Existing subscribers can make changes or switch carriers (contact VK)
  • If you opt out or disenroll, you cannot enroll again until open enrollment next year Q4 2024 unless you meet special enrollment requirements (loss of coverage, marriage, divorce, birth, adoption, etc)
  • Company does NOT contribute to dependent premium.
  • Rates provided are monthly premiums by AGE and with GMCC contribution already factored in.
  • COMPANY CONTRIBUTION TOWARDS EMPLOYEE MONTHLY PREMIUM IS 80% ACROSS ALL PLANS.
  • Premiums are deducted from paycheck biweekly (every 2 weeks). To get biweekly rate, multiply the monthly premium by 12 and divide by 26.
  • Premiums have changed for all existing subscribers. See below for additional details.

KAISER HMO & PPO:

  • HMO eligible states: CA, CO, GA, HI, OR, WA, VA, MD, D.C
  • HMO Vision is included thru Kaiser optometry department
  • Chiropractor and acupuncture services are included
  • Dental is included through Delta Dental (PPO)
    • To access online account (and access dental insurance card) you can login/sign up thru this LINK. First time users can create an account with SSN.
  • PPO plan available to subscribers that reside nationwide.
  • PPO subscribers CANNOT seek services at Kaiser Permanente as KP is not an out-of-network provider. Refer to the PPO Handbook and PPO Flyer below.
  • SOCAL subscribers may receive 2 member cards with different numbers. Please use the card that says SOUTHERN CALFORNIA REGION. SOCAL subscribers may have different benefits. Link to contact Kaiser for exact coverage https://healthy.kaiserpermanente.org/southern-california/support

Link to the Kaiser Enrollment Form: https://na3.docusign.net/Member/PowerFormSigning.aspx?PowerFormId=73de005c-db78-4167-89b3-5ada634c35d9&env=na3&acct=67e46aea-3a2d-4a95-9452-25d045a3a1c9&v=2


BLUE SHIELD PPO:

Link to the Blue Shield Enrollment Form: https://na3.docusign.net/Member/PowerFormSigning.aspx?PowerFormId=40324d5c-9a35-416b-a392-6407397d7c43&env=na3&acct=67e46aea-3a2d-4a95-9452-25d045a3a1c9&v=2


PLAN HIGLIGHTS AND RATES

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Blue-Shield-Dental.pdf

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Blue-Shield-Medical-Summary.pdf

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Blue-Shield-Medical.pdf

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Blue-Shield-Vision.pdf

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Kaiser-Chiropractic-and-Acupuncture.pdf

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Kaiser-Dental.pdf

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Kaiser-HMO-Medical-Summary.pdf

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Kaiser-HMO-Medical.pdf

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Kaiser-PPO-Flyer.pdf

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Kaiser-PPO-Handbook.pdf

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Kaiser-PPO-Medical-Summary.pdf

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Kaiser-PPO-Medical.pdf

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RATES.pdf

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